Debt Consolidation Vancouver, BC
Mortgage broker Chris Adkins has 15 years of experience providing debt consolidation services across the Okanagan Valley, Whistler, Kelowna, Coquitlam, Burnaby and Vancouver.
Why Should I Consolidate My Debt?
Whether you are paying off a credit card, or an existing mortgage, consolidating your debt can help you save money in the both the short and long term by paying a single, much lower interest rate. Mortgage brokers help provide professional advice to help you understand the difference between “good debt” and “bad debt”.
I’d Like To Lower My Credit Card Payments
Many Canadians are taking advantage of refinancing some of the equity in their home to reduce their credit card debt. Why pay high interest rates on your bank's credit card debt when you can add that debt to your mortgage and pay a single, much lower interest rate? A well-planned mortgage can help you save money and increase cash flow.
I’d Like To Secure a Lower Rate For an Existing Mortgage
If your mortgage renewal is fast approaching then you’ll soon be at an important financial milestone. Now's a great time to look at the many innovative options and competitive rates available. Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions. In today’s hectic world, that can be the easiest and best route, but you should ask yourself some questions before you sign on the dotted line. This could be an important moment of opportunity.
Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation. We deal with multiple lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means we can put significant negotiating power behind finding the best mortgage to fit your specific situation.